TIPS AND TRICKS FOR USING THESE CHARTS

The purpose of this visualization is to create a custom set of banks, "Set", similar to a "Peer Group" used in UBPR analysis. Once the set is created, you are then able to compare the average performance of your custom "Set" to any bank you choose to analyze.

The visualization default "Set" is all banks for whatever State(s) selected.  The "Set" can be reduced by up to 5 parameters enabling maximum ability to refine the "Set" of banks you use for your analyses.

1) Assets

 Examples include:  Total Assets, Total Equity, Total Deposits, Total Loans

Use Case: Create a "Set" with Total Assets greater than $500,000 and less than $1,000,000

2) Income & Expenses

Examples include:  Net Income, Interest Income, Interest Expense, Dividends

Use Case:  Create a "Set" with Dividends  greater than $1,000 and less than $10,000

3) Loans

Examples include:  Total Real Estate Secured Loans, Past Due Real Estate Secured Loans, Commercial &  Industrial Loans (C&I), Past Due C&I loans, 1-4 Family, Past Due 1-4 Family

Use Case:  Create a "Set" with Past Due 1-4 Family Loans  greater than $20,000

4) Deposits

Examples include:  Total Deposits, Volitale Deposits, MMDA's, Time Deposits

Use Case:  Create a "Set" with Volitale Deposits greater than $0 and less than $50,000

5) Ratios

Examples include:  ROA, ROE, Efficiency, Net Interest Margin, Past Due % Loans

Use Case:  Create a "Set" with an ROA greater than 1.0% and less than 2.0%

The analyses included on the first visualization include: Profitability, Balance Sheet, Heat Graph and a Proforma "What If" analysis. These analyses can be accessed using the Navigation Menu.

There are also visualizations for Loans, Loan Delinquencies, and Deposits on a seperate visualization at the bottom of this web page.

Due to the large amount of information contained in this database, it can time time for the visualizations to load, depending on your network speed.

On the phone, not all information can be displayed at once, in some cases.  If a desired graph is not visable, hiding other visible charts will fix.

The information is derived from bank call reports from the FFIEC's bulk data repository and are current through 9/30/25.

Amounts are in thousands of $

BALANCE SHEET, PROFITABILITY, WHAT IF, HEAT ANALYSES

1) CHOOSE STATE(S) FOR BANK SET.

2) CREATE BANK SET USING UP TO 5 PARAMETERS

3) NAVIGATE TO DESIRED ANALYSIS: BALANCE SHEET, PROFITABILITY, PROFORMA, OR HEAT

4) CHOOSE BANK FOR COMPARATIVE ANALYIS

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LOANS, LOAN DELINQUENCIES & DEPOSITS ANALYSES